Your Finland
study permit.
Plan each step.

The institution decides admission and funding. Migri decides your permit; a place or tuition payment does not guarantee approval.

• For studies of one year or longer, prepare the published €9,600 first-year living funds when applying. For shorter study, use the applicable €800 monthly amount.
• Unpaid tuition is additional. Do not count the same money as both living funds and tuition.
• For a first study permit, future employment cannot secure the income requirement. Use the current evidence rules for accessible funds and confirmed grants.
• If institutional food, accommodation or a living-cost grant may reduce the amount you must show, provide the required confirmation and check how the calculation applies.

• Adult applicants generally need the money in their own bank account, available for their personal use. Specific rules apply to minors and exchange students.
• Family support should be transferred and documented as required; a relative’s promise or account balance alone is not a substitute for the required available funds.
• Retain evidence of funding sources, loan conditions and scholarship recipient, amount, period and purpose. A tuition waiver does not automatically cover living costs.

• For studies lasting less than two years, insurance must cover medical expenses up to €120,000. For study of at least two years, the requirement is pharmaceutical expenses up to €40,000.
• The insurance excess must not exceed €300. Cover must be valid on arrival and meet Migri’s duration and renewal requirements.
• Certain valid Kela, EHIC or GHIC cards can qualify as alternative evidence under Migri’s rules. Check continued validity after moving; study duration alone does not give automatic Kela coverage.

• Eligible spouses, partners and children use family-tie permit applications. Check the current family definition, relationship evidence and application arrangements.
• Calculate support for the whole family using the applicable family requirements, including location-dependent amounts where relevant. Do not reuse the single-student minimum for everyone.
• Check each person’s passport, permission, work rights and healthcare arrangements. A student’s admission does not automatically approve family permits.

• Follow the current identity-verification instructions for your application and country of residence. Bring the passport and original records requested for the appointment.
• Act promptly on appointment and document deadlines. If a problem arises, contact the responsible authority instead of assuming a missed appointment automatically voids the file.
• Track requests in Enter Finland and retain the confirmations and records you receive.

• Eligible graduates can apply for a permit of up to two years to look for work or start a business.
• The route can be available within five years of graduation, including after moving abroad, subject to the current conditions.
• Check funding, completed-study, current-permission and application requirements for your situation.
• Later employment, business and permanent-residence routes have separate rules. A degree or job-search permit does not guarantee a job or settlement.

• A D visa is a separate, optional route for eligible applicants. It is not automatically included with every study residence permit.
• It can allow entry after the residence permit is granted while the card is delivered in Finland. Follow the decision, passport and mission instructions.
• The D visa does not shorten residence-permit processing. Check the separate fee and eligibility before applying.

• Migri may issue a Finnish personal identity code in connection with your permit. Check your decision before assuming you need a new code.
• Address and municipality-of-residence registration are separate matters handled under DVV’s rules. Follow the current process for your circumstances.
• A personal identity code does not by itself establish Kela benefit or healthcare entitlement. Confirm those arrangements separately.

• Published processing times are estimates, not promised decision dates. Identity verification and additional requests can affect the timeline.
• Prepare your financial and insurance evidence early and monitor Enter Finland for requests.
• If arrival timing becomes unrealistic, discuss deferral with the institution and update your application as instructed. Keep travel plans aligned with your decision and entry documents.

• Check names, dates, tuition, funding and policy details for consistency. Use genuine supporting documents.
• Disclose relevant history and respond to requests by their deadlines.
• If refused, read the decision for reasons, appeal rights and deadlines. Seek appropriately qualified advice when needed; neither a new application nor an appeal has a guaranteed result.